Prima Platinum Plan

Features
Target Market
Key Facts
Key Dates
Literature

10.5% per annum with 4 early maturity opportunities

This plan is closed to new applications.

Investment returns linked to the performance of the FTSE 100™ and S&P 500 Indices™
No Index growth required to achieve quoted returns
Early maturity will be triggered provided the close of business levels of both Indices are at or above their Opening Levels at any Plan anniversary.
100% capital return provided neither Index closes more then 50% below its Opening Level during the investment term.
The counterparty is Rabobank, which has a Standard & Poor's credit rating of 'AAA' as at 16 September 2009
Available until 27 October 2009

Target Market

This investment could be suitable as part of an investment portfolio for investors who

understand and are used to equity based investments, and
are able to invest for a period of up to 5 years, and
are prepared to accept a degree of risk to their capital in return for a higher potential growth than would be available via a deposit based investment

Key Facts

Investment Term

5 years and 14 days, with the potential for early maturity. Maturity will be triggered if the close of business level of both Indices are at or above their Opening Levels on any Measurement Date.

Availability

As direct investments, stocks and shares ISAs, ISA transfers (including former PEPs), and for pension funds, trustees and companies. Not available for residents of the United States, the Netherlands, Belgium or Luxembourg.

Index

FTSE 100™ and S&P 500™

Investment Return

If at any measurement date the close of business levels of the Indices are at or above 100% of their Opening Levels the plan will mature and pay 10.5% (not compounded) for each year the Plan has been in force.

If the level of either Index is below its Opening Level on any measurement date, the plan will continue for another year.

if the plan runs for its full 5 year term, the investment return will be 100% as long as neither Index has fallen below 50% of its Opening Level during the investment term. If one, or both levels are lower there will be no investment retutn payable.

Counterparty Risk

The securities will be issued by Rabobank, a major financial institution with a rating of ‘AAA‘ by Standard and Poor’s as at 16 September 2009. The credit rating is subject to change during the offer period and the term of the investment.

If the financial institution were to fail to meet the repayments due to you, you could lose some or all of your investment. Counterparty risk is common to all similar investments.

Tax

Under current tax legislation gains on assets held in an ISA will be free from any tax, while gains on direct investments will be subject to Capital Gains Tax. Details of ISA & PEP scheme merger & other changes are available on the HMRC website.

Interest

Interest will be credited on subscriptions received and held in our client account up to the investment date, subject to a de minimis limit of £10.

Charges

There are no initial or ongoing charges. Charges are included in the pricing of the investment.

Early encashments and transfers during the investment term will be subject to an administration charge.

Commission

Securities

Securities will be structured to provide the returns shown in the plan brochure, and purchased for each investor. These may be notes, warrants, shares or deposits depending on the nature of the investment.

Key Dates

Offer period

Closed

ISA transfers

Applications must be received by 16/10/2009

Start date

30/10/2009

Opening level