This function is a core part of our business, as it enables us to put in to action what we believe has been missing from the marketplace - investment solutions individually tailored to meet the needs of either small groups of investors or individual investors, removing the ‘one size fits all’ mentality to the development of investment plans. Instead of trying to shoe-horn a client into a product that is available, we aim to work closely with clients and their advisers to develop solutions that meet their specific requirements.
Once we have ascertained the needs of a client we will endeavour to provide an attractive ‘answer’ to the ‘question’ posed. The solution can be created on a totally bespoke basis and include almost any asset that can be traded on a recognised exchange, taking account of a client’s tax status to optimise net returns. The Meteor team has the expertise to get to the root of the issue and advise on a suitable course or courses of action. This work isn’t only limited to individuals as we work closely with corporates, pension funds and stockbrokers.
Whilst we welcome the opportunity to discuss bespoke opportunities we should stress that this area usually requires an investment from £1m/$2m upwards in order for it to become viable. This can be achieved by one individual/organisation or by a group.
Pensions and Institutional
Despite the vast sums invested by pension funds and institutions, the use of structured products and other similar investment solutions has taken time to develop. However, both in Europe and the UK we are seeing greater acceptance of their use due, we suggest, to the desire to have more clearly defined future returns.
In the case of pension funds this may be as a result of a changing membership profile and thus the future needs of the fund, in terms of growth and income. In addition the growth of the Small Self Administered Scheme (SSAS) and Self Invested Personal Pension (SIPP) markets has seen a growing demand for niche investment solutions. The advantage that a pension fund may have over other investors is that it is less likely (other than in the event of death) to need its funds prior to the fixed maturity date.
Not only are pension fund trustees starting to see the opportunities offered by these arrangements, so are institutions, who are starting to use schemes both for investment and as a business risk tool. If you would like to discuss how these plans may be used and whether they have a use in your situation then please contact us. We will be happy to assist in any way we can with the design of bespoke solutions and other fund management issues.